Effective Date: December, 30th, 2025
Welcome to Salt & Carmel Capital. By accessing our website, submitting a form, booking an appointment, or using our services, you agree to these Terms of Service (“Terms”). If you do not agree, please do not use our website or services.
1) Services
Salt & Carmel Capital provides professional services which may include tax preparation support, tax filing assistance, bookkeeping support, administrative assistance, and related business services (“Services”). Specific services, timelines, and pricing may vary based on your needs and will be discussed with you.
2) No Professional Relationship Until Confirmed
Submitting a form, sending a message, or booking an appointment does not automatically create a formal client relationship. A client relationship begins only after we confirm engagement, and when applicable, you agree to our scope of work and any required documentation.
3) Client Responsibilities
To receive Services, you agree to:
Provide accurate, complete, and timely information
Respond to requests for documents or clarification promptly
Review your information for accuracy before submission
You understand that delays or inaccuracies in information you provide may impact timelines and outcomes.
4) Communication Consent (Email, Phone, and SMS)
When you provide your contact information, you consent to receive communications related to your inquiry, appointments, service updates, and account notifications by email, phone, and/or text message.
SMS/Text Messaging Terms (A2P / 10DLC)
If you opt in to receive SMS messages from Salt & Carmel Capital, you agree that we may text you about:
appointment reminders and confirmations
service updates and support messages
important account notifications you request
Message frequency varies. Message & data rates may apply.
You can opt out at any time by replying STOP. For help, reply HELP or contact us at [email protected].
Consent to receive SMS messages is not a condition of purchase.
We do not sell or share your mobile number with third parties for their marketing purposes.
5) Payments, Fees, and Billing (Optional — Keep or Edit)
Fees for Services will be disclosed before work begins, when applicable. Payment may be required before Services are started or delivered.
Refunds: Because services are often time-based and/or digital, refunds are handled case-by-case once work has begun, unless required by law or otherwise agreed in writing.
6) Cancellations and Rescheduling (Optional — Keep or Edit)
If you book an appointment and need to reschedule or cancel, please do so as soon as possible using the scheduling link or by contacting us at [email protected] or (909) 500-4137.
7) Website Use and Acceptable Conduct
You agree not to misuse our website or services, including attempting unauthorized access, sending harmful code, or using the website for unlawful purposes.
8) Disclaimer
Information on our website and messages we send are for general informational purposes and do not constitute legal, tax, or financial advice for your specific situation unless we have formally agreed to provide such services. Results vary based on individual circumstances.
9) Limitation of Liability
To the maximum extent permitted by law, Salt & Carmel Capital will not be liable for indirect, incidental, special, or consequential damages arising from your use of our website or Services. Our total liability for any claim will not exceed the amount you paid us for the specific Services giving rise to the claim.
10) Privacy
Your use of our website and Services is also subject to our Privacy Policy:
https://saltcarmelcapital.com/privacy-policy
11) Changes to These Terms
We may update these Terms from time to time. Updates will be posted on this page with a new effective date. Your continued use of our website or Services after changes means you accept the updated Terms.
12) Contact Us
Salt & Carmel Capital
Email: [email protected]
Phone: (909) 500-4137
Website: saltcarmelcapital.com